Searching for Florida automobile insurance policy for your vehicle, truck or boat? Let the auto insurance professionals
at Freedom Insurance Agency in Fort Lauderdale, Florida handle everything
for you. Just one phone call to our South Florida headquarters is all it takes. Freedom will get you covered in no time.
At Freedom Insurance Agency, we specialize
in Florida vehicle insurance. Let our top-notch team of experts generate a multitude of company quotes for you—based on your
preferences—and budget! With many A-rated companies from which to choose, you no longer have to jeopardize your
valuable time contacting company after company in search of the best policy at the best rate. Relax! Freedom Insurance will do the work for
Offering all types of automobile insurance, choice coverages, specialty programs and
discounts, it’s no wonder Freedom Insurance is your
wise choice. Our specialty services include the following:
Coverage selections include:
Collision and comprehensive (other than collision) coverages
- Standard and Preferred auto Insurance
- High Risk auto Insurance
- Classic autos/High Valued autos
- Special program for Mature/Elderly Drivers
- Discounts that are available
- Recreational vehicles/Boats
Collision and Comprehensive (other than collision) coverages pay for damage to your automobile. You can purchase either or both of these coverages for each vehicle you own. If you have an auto loan you may be required to purchase both.
- Collision coverage insures you against damage to your vehicle caused during an accident.
- Comprehensive (other than collision) coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood, and vandalism.
Collision and comprehensive (other than collision) coverage usually includes a deductible, which can range from $100 to $1,000. If you car is damaged, the Insurance Company pays only for the damage in excess of the deductible you selected. The higher the deductible, the lower the premium.
Liability coverage pays for injuries you cause to other people and damage you cause to other people’s property when you are at fault in an automobile accident.
Medical Payments coverage
Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance, you may not need this coverage.
Personal Injury Protection
Some states require Personal Injury Protection, which is also known as No-Fault coverage. This coverage pays for things like medical and rehabilitative expenses, replacement services, and funeral expenses. It also pays for loss of income if you are injured in an auto accident and are unable to work.
Uninsured/Underinsured Motorist coverage
This coverage pays if you are injured by a person who is completely uninsured or doesn’t have enough liability Insurance to cover your injuries. It also covers you if you are in an accident with a hit-and-run driver.
Optional or special coverage includes extras such as towing, rental reimbursement, and roadside assistance. None of these coverages are required.
How much do I need?
Choosing the appropriate level of auto Insurance coverage depends on a number of factors, including assets you must protect (liability coverage), value of your vehicle (collision and comprehensive), the amount of money you can afford to pay out-of-pocket (deductibles) and your tolerance for risk. Freedom Insurance will create a policy tailored to your needs.