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Florida Insurance Specialists

Flood Insurance in Florida

By: Donna Ridolfi | Published: July, 2011

Is Your Home Adequately Protected in the Event of a Flood?

As a Florida resident, you understand well the value of maintaining a flood insurance policy for your home. You are aware that contrary to popular belief, any and all damage from "rising waters"-even if such damage should occur either simultaneously with or as a result of a windstorm and/or named hurricane-is not covered unless you maintain a separate flood insurance policy. The National Flood Insurance Program ("NFIP") offers flood insurance coverage nationwide to over 20,500 communities who have joined the Program.

Note that if you maintain a mortgage on your home and your home is located in a flood zone, you will be required by your mortgage company to purchase a separate flood insurance policy. However, even if you own your home and remain mortgagee-free, it is always a wise choice to continue your flood insurance coverage. With an average policy rate of only $500 per year, flood insurance proves most affordable in today's world.

At Freedom Insurance, we specialize in flood insurance policies. Our expert agents will get you covered appropriately and efficiently, and always at the best possible rate. But don't delay! Thirty (30) day wait periods are sometimes applicable (i.e., a lapse in flood coverage since purchasing the home), so contact us today at 954-792-3660. Don't get caught in the storm without it! Be sure and protect your home and possessions before hurricane season!

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101 S. State Road 7
Plantation, Florida 33317
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