Lauderdale By The Sea Insurance

Freedom Insurance Agency, a full-service insurance agency located in Fort Lauderdale, has been proudly serving South Florida’s exemplary Lauderdale-by- the-Sea community since its inception in 1989. Offering all lines of insurance including auto, homeowner’s, condominium, renter’s, business, life and health, knowledgeable team of experts is ready assist you, tailoring policies specific to your needs—and budget. Our #1 commitment is to provide prompt, efficient and personable service at affordable, competitive rates. Call us today and find out why so many Lauderdale-by-the-Sea residents chose Freedom Insurance for all of their insurance needs: 954-792-3660

Representing many nationally recognized A+ rated companies, our professional, top-notch agents simply the quoting process for you, performing dozens of comparison quotes for your benefit and review. Time and again, this process has afforded hundreds of dollars in policy savings annually to our clients. Lastly, as residents of Lauderdale-by-the-Sea, we realize you fully understand the importance of quality insurance—at reasonable rates. At Freedom, we’ve got you covered. Always choose wisely. Choose Freedom. CALL TODAY: 954-792-3660

AUTO INSURANCE
Auto insurance isn’t just a good thing to have to protect you financially in case of an accident.  In most states, it’s the law.

All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance, you're usually asked whether you want collision and/or comprehensive coverage, how high you want you’re deductible to be, what liability limits you want, and whether you want any types of optional coverage.
Make sure you understand what these terms mean and how much coverage is right for you.

• Standard and Preferred auto Insurance
• High Risk auto Insurance
• Classic autos / High Valued autos
• Special program for Mature/Elderly Drivers
• Discounts that are available
• Recreational vehicles / Boats

HOMEOWNERS INSURANCE
The coverage you have depends upon the type of policy you have. Unlike auto insurance, where the policies are pretty much the same, homeowners policies can be quite different, depending on the "form" number. The most common types of homeowner policies are:

• HO1 Basic or Standard policy
• HO2 Broad form
• HO3 Special (also called Deluxe, All Risk)
• HO4 Renters policy
• HO6 Condo policy
• HO8 Older Home Policy

All homeowner policies are "package" policies. You get a group of coverage’s packaged into your policy for one overall premium. They include coverage on your building, your contents (furniture, clothing, etc.) and liability insurance in case you are sued, under the same policy.